You did fine with VTi, I've owned it before and probably
more bang for the buck by adding small caps.
I took VOO 'cau;se it's safer for an old person.
Down:
15% = 2499
16% = 2469
17% = 2440
18% = 2410
19% = 2381
20% = 2352
I'll hit it again if it goes down 20%.