Congratulations! Glad you did well, especially during the
consolodation. Didn't do ours half year but I doubt we
did as well.
No, the indexes don't include dividends whether reinvested or
not. Don't know mine but Honey's is about $500 a month so
$3,000 for half a year on the IRA. Don't know about the
funds in Vanguard or T. Rowe Price little bit, they're
variable 'cause the trade.
Just the year end figures are important to us to keep up
with 'cause I want to get used to it. Honey's Required
Minimum Distribution will be figured on. She'd be better
off if the market went down at the end of the year and then
up after.